At McElroy & Associates, We Understand That Bad Things Can Happen To Good People
Get A Fresh Start Through Bankruptcy
Bankruptcy is often discussed in hushed tones or with a sense of dread -- because a lot of people see it as a sign of failure. It's not. Bankruptcy can happen to anybody -- even the wealthy and famous. The anxiety many people feel surrounding bankruptcy is really...
You've probably heard different bankruptcy terms, but if you're like most people, you've probably never considered there could be various types of bankruptcy. However, if you're feeling overwhelmed by debt and monthly payments, then bankruptcy may seem like a very...
If you feel like you're drowning in debt, seeing a commercial for a debt relief program can seem like a lifesaver. All you need to do is call the number on the TV, and they will put you on the yellow brick road to financial freedom. But before you hit the dial on your...
Those facing a potential foreclosure are often searching for any options they have to keep their house. The first thing to note is that you do have time to consider your choices. The foreclosure process takes months, and your lender likely won’t begin it until you’ve...
A negative attitude about bankruptcy is relatively common. While bankruptcy can be a powerful resource for businesses and individuals dealing with financial challenges, many people are judgmental about bankruptcy. They fall victim to the common bankruptcy myth that...
Financial stress is difficult to deal with under any circumstances. Once a person realizes that they can’t possibly cover their bills on their income, they may look for ways to decrease those bills or increase their income. This isn’t always easy. For some people,...
There is no doubt that financial problems can strain a shaky marriage to its breaking point. If you are struggling financially and also find yourself gritting your teeth just to get through the holidays with your spouse, it might be time to have some hard...
Medical debt is an issue that millions of Americans face. It is one of the leading causes of financial instability and bankruptcy. People are often left with no choice other than to not have medical treatment or take on more debt than they can afford to pay back. ...
Every year, thousands of people file for bankruptcy. Bankruptcy is a process that allows people to discharge many overwhelming financial obligations. Some of the most common reasons people file for bankruptcy include credit card debt, medical bills, divorce and job...
If you’ve decided that 2025 will be the year you finally take the step of filing Chapter 13 bankruptcy to get your debt under control, that can feel like the beginning of a huge weight being lifted off you. Before then, you’ve got to get through the holidays and all...