When your debts start piling up, it can feel like the walls are closing in on you. If you’re worried about how you’ll make it long enough to enjoy the long-term benefits of bankruptcy, know that there are some short-term benefits to get you there. An automatic stay...
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Get A Fresh Start Through Bankruptcy
Year: 2019
How do I keep my home when I’m going through bankruptcy?
As a single mom, you work tirelessly to support your family. Unfortunately, your job is not bringing in enough money and the bills are piling up. You do not want to have to reach out to friends and family for money. Bankruptcy is scary and not something you want to...
What does creditor harassment look like?
Millions of Americans struggle with debt. Unfortunately, many of these people also must deal with unscrupulous debt collectors. People in this situation can be afraid to answer the phone or leave their home. They can be worried about whether a boss or family members...
Will Chapter 7 discharge your recent credit card debt?
One of the reasons you may be considering filing Chapter 7 bankruptcy in Tennessee is that you believe Chapter 7 discharges your credit card debt. But is this always true? An article in Bloomberg News reported that the court may not discharge your recent credit card...
Can bankruptcy discharge all debt?
As a resident of Tennessee, you have several options available if you decide to file for bankruptcy. Chapter 13 and Chapter 7 are the two most commonly talked about. However, before you file for bankruptcy, you should understand that not every debt you hold may be...
Is credit counseling worth it?
When you file bankruptcy in Tennessee, the court may well require you to go to credit counseling. Actually, Need Help Paying Bills recommends that you obtain the services of a credit counselor prior to filling bankruptcy so as to possibly avoid it. Whether before or...
How to recognize debt settlement scams
When your finances start to spiral out of control, it can leave you feeling desperate. Some for-profit companies may prey on that desperation in an attempt to get you to sign on and utilize their services. Unfortunately, though, many debt settlement companies operate...
Are women vulnerable to financial troubles after a divorce?
Getting a divorce is difficult enough without experiencing money problems on top of it. Unfortunately for many residents of Tennessee and elsewhere, financial peril is common after a divorce. As you may already know, this can be especially true for women. Forbes...
How will bankruptcy affect your credit score?
If you are one of the many people in Tennessee who are struggling to keep up with overwhelming debt payments, you likely have begun thinking about filing bankruptcy so as to get most of your debts discharged and consequently give yourself a fresh financial start....
The pros and cons of Chapter 13 bankruptcy
In Tennessee, residents have several different options when it comes to filing for bankruptcy. One popular option is Chapter 13. With all bankruptcy options, there are unique benefits and potential drawbacks. Today, we will take a look at some of both for this...