When you file for Chapter 13 bankruptcy in Tennessee, you may only think about relieving your immediate financial problems. However, it is also a good idea to start thinking about how you can rebuild your finances after bankruptcy.

After bankruptcy, one of the things you will likely need to do is rebuild your credit. According to Money Crashers, it is a good idea to look over your credit report so you can see how your situation stands. Because you filed for Chapter 13, you should not owe anything on credit cards. However, there may sometimes be inaccurate information, such as a wrong balance. If you find any errors, you should usually notify your credit card company to have these errors removed. 

Additionally, you should typically look over your budget. A budget can generally help you keep your finances on track, and if you did not have a budget before you filed for bankruptcy, it is a good idea to create one. If you did have a budget before your bankruptcy, you should generally examine it to see how you can change it to reflect your new financial situation. 

After you file for bankruptcy, you may sometimes feel most comfortable paying for things in cash. When you decide to begin using a debit or credit card again, it is a good idea to start slowly. You may want to use this card for only one type of purchase, such as food or entertainment. This can help you learn to use this card responsibly.

This information is general in nature. It should not be used in place of legal advice.