At McElroy & Associates, We Understand That Bad Things Can Happen To Good People
Get A Fresh Start Through Bankruptcy
Refinancing your home in Tennessee after you have gone through bankruptcy is possible. You may have to meet certain conditions to apply for a refinance, depending on the lender. Eligibility for refinancing The type of loan you have influences how long after the...
Declaring bankruptcy for student loans in Tennessee is very difficult as the bar for declaring bankruptcy for these loans has been very high. However, some senators have been asking the Education and Justice department for reform. What borrowers must show the court To...
If you lost your last Tennessee home to foreclosure, it can be significantly harder to get a mortgage. Getting a home loan can also be difficult if you have a bankruptcy on your credit report. Fortunately, it may still be possible to get a home loan even if you have...
A common kind of bankruptcy that some consumers file in Arkansas to remove debt is Chapter 13. However, data shows that two out of three Chapter 13 cases fail for many reasons. How Chapter 13 works Chapter 13 bankruptcy helps the consumer pay back secured debts, such...
Do you have a lot of medical debt in Tennessee? If so, you may be interested in a new national initiative by the three major credit reporting agencies. If the move is successful, it may wipe up to 70% of debt off of consumer credit reports. This is a major...
There are several types of bankruptcy in Memphis, Tennessee consumers can choose when they see no way out of debt. Chapter 7 bankruptcy is the most common, but filers must meet eligibility requirements. Chapter 13 is an option for those with a steady income who wish...
If your debt gets turned over to a debt collector you may experience numerous calls. However, some consumers still don't know their rights under the Fair Debt Collection Practices Act. It is beneficial to know how the FDCPA can help you deal with debt collectors in...
Working with a Tennessee debt relief company may seem like an effective way to fix your financial issues. However, the truth is that doing so may not be enough to avoid a default, repossession or foreclosure. The following examines the potential problems that you may...
Tennessee consumers who have massive credit card debt might not know where to turn. There are steps you can take to alleviate this burden. Make more than the minimum payment Making more than the minimum payment can help when you have sizable credit card debt. If you...
Handling several bills at the same time can become challenging. If you have debts piling up in Arkansas or Tennessee, you may want to consider filing bankruptcy. Learning more about the process is essential if you have student loans that you'd like to have discharged....