Recovering From Bankruptcy

Helping You Make a Fresh Start

Both Chapter 7 and Chapter 13 bankruptcy allow you to start over and reestablish your credit. Many people are concerned that just by filing for bankruptcy, their credit score will take a huge hit. However, this is not necessarily true.

Our knowledgeable bankruptcy attorneys at McElroy & Associates can explain how bankruptcy affects your credit and enables you to make a fresh start. Contact our law offices in Memphis at 888-871-3678 for a free consultation.

Are You Worried About Your Credit Score?

Chances are, if you are considering filing bankruptcy, you credit score is already damaged and continues to decline. Many people are worried that if they file bankruptcy they will never be approved for a credit card or personal loan again. This is not the case.

Bankruptcy allows you to eliminate your debt and start regaining credit, allowing you to rebuild your credit score.

You Can Recover from Bankruptcy

At McElroy & Associates, our lawyers counsel people on how to live within and even below their means. We recommend that you either do not use credit cards at all or that you use only one card and pay it off every month, on time. You can recover from bankruptcy — it just takes a change in perception and lifestyle. With time, your credit score will improve and you will qualify for loans again.

For trusted bankruptcy services in Tennessee and Mississippi, contact McElroy & Associates.

* We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.